Solutions to the traditional chit funds.

At Sano Finance, we have added transparency to the equation. Now you can move towards your financial goals while being assured that all the process is transparent and regulated. Whether it's saving for a dream vacation, starting a new business, or simply growing your wealth, we're here to support you every step of the way.

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All members can access to a lump sum money once throughout the dhukuti term. If you wish to have it earlier in the term you can bid to claim when you want it. The minimum bid amount is 5%pa which is a lot less than any big banks provide on personal loans.

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Dhukuti allows you to accumulate savings through financial discipline and encourages regular savings. Also at the end of the dhukuti term all members are entitled to receive equal disbursement of the sum of all amount accumulated when bidding over the minimum bid.

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You can create a private group among your friends/ colleagues and participate in it. Or if you don’t have enough people to make a group you can join any available group to participate with other likeminded people.

Why choose us?

We are the only registered company in Australia providing chit fund services to public. We are committed to provide comprehensive services, cutting-edge technology, competitive rates, and a focus on your local community. So join us as your trusted partner for a secure financial future.

Digital Convenience

Say goodbye to physical meetings and awkward biddings. With DHUKUTI, you can bid online, track past transactions, communicate with your group members and manage your chit funds conveniently from the comfort of your home or on the go.


Join a community of like-minded individuals who are using DHUKUTI to achieve their financial dreams. Share experiences, insights, and grow together.


We believe in transparency. Our platform provides you with real-time access to your chit group's activities ensuring you're always in the know. You can track previous contributions, and payouts in real-time through our secure online portal.